Out with Old Systems, Time for Creditum!

3 min readJul 6


Payment platforms have been with us for a long time now. They help merchants process payments from clients located in different geographies . As technology progresses, client expectations also advance, and there is a need for novel approaches in the way merchants handle client payments. At the moment, there is a proliferation of digital cash and especially crypto payment solutions. Gone are the days when the only payment models were Visa or Mastercard solutions. Modern consumers have multiple payment options that include bank-based, digital, and crypto payment solutions. This calls for a review of the current payment processing channels and the need to adapt to ever-changing client needs.

Legacy Payment Systems

According to CoinMarketCap, it is estimated that the total crypto market cap is over One trillion dollars. This market cap is bigger than most middle-income economies across the world and is as big as the economy of Spain. Merchants who do not accept crypto payments are missing out big.

Most payment platforms are leveraging obsolete payment solutions that are slow and tedious to process payments. This makes it hard for the modern buyer to transact with ease as they may find the checkout process to be tiresome and sometimes ambiguous. This may result in abandoned carts.

Some merchants may also only work with a few payment providers, limiting the ability to tap into the increasing number of options that customers may have. For example, a client may only support card-based payment solutions while leaving out crypto payment options. As we can see, the current market cap of crypto solutions is over a trillion dollars. This basically means that the merchant may be missing out on a market that has a market cap of over 1 trillion dollars in liquid value.

Most payment technologies in the market are obsolete and not safe. This puts clients’ details on their platforms at risk of being exploited by hackers.

Why Creditum

Creditum payment platform exists to solve all these challenges. Our payment platform has been designed to take advantage of the growing crypto market, giving merchants a chance to tap into this novel market. Merchants will be able to accept crypto payments from clients from anywhere across the world.

Our solution is also designed with speed and convenience in mind. Clients will have an easy checkout process that is devoid of clutter and ambiguity. The checkout process will also be fast and done in a simple and straightforward manner.

Our system also leverages the latest technological innovations making it secure. We employ state-of-the-art technology to ensure that client data is kept safe at all times.

Apart from all these, the Creditum payment platform will have round-the-clock customer service to address any glitches that clients may face along the way. The installation process is simple and straightforward. However, in case of any difficulties, you can always get in touch with us at any time, and we will respond to any queries you have. There will also be a live chat feature where you can talk to our customer care representatives with just a click.

Check our socials for regular updates on why Creditum platform is wow!.




Creditum is the mobile application integrating regular cash with Crypto, Holding, Buying, Exchanging and Spending