Moving on from Bitcoin to Stablecoins

  • Low cost on-chain payments using Stablecoin pegged to fiat currency
  • Easily accessible applications for executing Stablecoin payments
  • Lower payment acceptance fees than exist today in the card networks
  • Transparent real time Stablecoin payments (and settlements) on blockchain, tied to underlying information supporting the payment
  • Card brand and bank protections for Stablecoin funds sitting off chain in partner bank accounts



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Creditum is the mobile application integrating regular cash with Crypto, Holding, Buying, Exchanging and Spending