Blockchain technology burst into the scene with Bitcoin, offering a decentralized and secure system for digital currencies. However, blockchain’s potential reaches far beyond cryptocurrencies. In this article, we’ll explore two significant blockchain innovations: Web 3 and NFTs (Non-Fungible Tokens). We’ll delve into what they are, their practical applications, and whether…

Decentralized Finance (DeFi) has emerged as a transformative force in the world of finance, disrupting traditional banking systems and opening up a world of opportunities for users worldwide. As the DeFi ecosystem continues to evolve, a recent market research report indicates that its growth trajectory is nothing short of remarkable…

Decentralized Finance (DeFi) has emerged as a revolutionary force in the world of finance, offering a permissionless and inclusive alternative to traditional financial systems. However, this democratization comes with its own set of challenges, one of the most significant being identity attacks. Sybil attacks, where an attacker creates multiple fake…

Decentralized Finance (DeFi) is an emerging financial technology that challenges the traditional centralized banking system by leveraging secure distributed ledgers similar to those used by cryptocurrencies. DeFi empowers individuals with peer-to-peer digital exchanges, eliminating the need for intermediaries and reducing fees charged by financial companies. KEY TAKEAWAYS Decentralized finance, or…

Payment platforms have been with us for a long time now. They help merchants process payments from clients located in different geographies . As technology progresses, client expectations also advance, and there is a need for novel approaches in the way merchants handle client payments. At the moment, there is…

Creditum is an innovative payment solution that aims to transform the way merchants accept payments worldwide. Our platform enables merchants to accept both fiat and cryptocurrency payments from buyers on the internet, providing them with a range of benefits: Firstly, Creditum offers a seamless and user-friendly payment experience for merchants…

The financial landscape is undergoing a transformational shift with the rise of decentralized finance (DeFi). Unlike traditional centralized financial systems, DeFi empowers individuals to have full control over their assets and participate in an open, transparent, and permissionless ecosystem. In this article, we explore the potential of DeFi and how…

Dear Creditum Investor, We are thrilled to announce that we are in the process of acquiring our Virtual Asset Service Provider (VASP) license for our parent company, Card Solutions UAB. This licence is a game-changer as it will enable us to operate as a fully-functional fintech entity across the European…

Creditum is on its way to acquiring a VASP license. On this article, we will focus on what a VASP license is and what it entails. VASP license is also known as Virtual Asset Service Provider. It initially originated from the EU in a bid to do crypto regulation. …