DeFi is young and still has to mature. But what journey should it take to reach its full potential? One answer is stick to totally ‘crypto native’ activities, such as NFTs, crypto gaming and Web 3 enterprises. The main argument for following this route is that they will need financial…

According to 99Bitcoins, the number of ‘obituaries’ for Bitcoin number 452. If Bitcoin could speak, perhaps it would quote American writer Mark Twain, who once told a journalist, “The reports of my death are greatly exaggerated,” particularly as there are so many Bitcoin haters ready to pronounce its end right…

While non-fungible tokens remain a mystery to some, there are many flocking to this ‘trendy’ market, and when you look at the statistics, you’ll understand why it is attracting so much interest. First, a brief recap on exactly what is a non-fungible token (NFT). NFTs are digital collectables holding unique…

At Creditum we have noticed that a significant number of DeFi projects are offering insanely high annual percentage yields (APY), which, of course, look very attractive to investors, especially those in the retail sector. There are DeFi protocols that have been built using the proof-of-stake (PoS) consensus protocol offering eye-watering…

At a time when the entire crypto market has been struggling, Tron’s DeFi ecosystem is experiencing growth, according to DefiLlama data. This shows that Tron is now the third largest blockchain in terms of total value locked. Only Ethereum and the BSC (BNB) are ahead of it. Plus, with a…

Total value locked (TVL) is one crypto indicator that is popular among DeFi investors to assess the overall value of assets — in United States dollar or any fiat currency — deposited across all DeFi protocols or in a single DeFi project. In 2022 to date, TVL has reached nearly…

The crypto crash of last week dealt many people a blow, especially ‘regular, hardworking people’ who don’t have funds behind them to soften the blow. Some people lost all of their money in the LUNA/UST crash. To recap on what happened: terraUSD (UST), a cryptocurrency that is supposed to stay…

What is a crypto staking pool? A staking pool is a tool that allows multiple crypto token holders to pool in their tokens, thereby granting the staking pool operator a validator status and rewarding all stakeholders with tokens for their contributions. Why stake your crypto? Because staking pools offer the…

There is a crypto loans platform called Goldfinch, which “brings crypto loans to the real world.” In February 2021 it had $1M in loans on its books, but by April 2022 that had grown to $100 million. Founder, Blake West, says that this growth shows “there’s a dire need for…